Crypto wallet startup Oobit has launched a Visa-backed virtual card that allows AI agents to make payments in USDT without human input.
Summary
- Oobit has introduced Visa-backed Agent Cards that allow AI agents to make payments in USDT directly to the Tether treasury without fiat conversion.
- The cards are limited to authorized businesses, with spending controls and merchant limits set at the transaction level after a compliance check.
- Support for AI frameworks such as OpenAI, Claude, AutoGen, and LangChain allows agents to perform tasks such as subscriptions, ad serving, and cloud services.
According to Oobit, the new “Agent Cards” draw funds directly from the Tether treasury, eliminating the need for fiat conversions or on-ramps when AI systems initiate transactions.
The company said that these cards enable automatic spending for all online services, including subscription renewals, advertising budgets, and cloud infrastructure provisioning based on set workflows.
Oobit said each card is assigned a single AI agent, which ensures traceable identity and a clear audit trail for every transaction.
Cost limits and merchant-level limits are applied within the transaction layer, which the company said keeps transactions locked within approved parameters after businesses have completed a compliance check for your business.
Integration with major AI frameworks allows the system to run on all commonly used devices. Oobit has ensured compatibility with solutions from OpenAI, Claude, AutoGen, and LangChain, allowing businesses to deploy agents that can act according to operational instructions without manual supervision.
Oobit consultant Alex Obchakevich said in a post on X that these agents can go beyond crypto trading payments and equities.
Oobit said the Agent Cards have been issued to the founding group of businesses, which will need to continue to grow gradually until June 30. Access remains limited as the company evaluates usage and compatibility requirements before a wider rollout.
Industry leaders are increasingly identifying AI agents as future participants in digital payments.
“There will be more AI agents operating online than humans in the near future,” said Brian Armstrong, while Jeremy Allaire added in January that “literally billions of AI agents” could be trading on the chain within three to five years.
Oobit said the next three billion internet users will be AI-driven systems.
Previous developments show how the company has been connecting crypto wallets to traditional payment networks.
In January, Oobit added support for Phantom, connecting Solana-based goods to Visa’s infrastructure and allowing users to use digital goods at more than 80 million merchants. The integration used its DePay system to pay payments directly to unsecured wallets, converting crypto to fiat at checkout when merchants receive local currency.
